Sunday, October 25, 2015

List of Important Questions asked in Bank Job Imterviews

List of Important Questions asked in Bank Job Imterviews

1    What are treasury bills?
2    What is yield?
3    What is HTM, HFT and AFS?
4    What is mark to market?
5    Benefits of nationalization of indian banks?
6    Nationalized bank vs Private bank.
7    Nationalized bank vs Public bank.
8    Why a career in banking?
9    What is CBS (Core Banking Solution)?
10    What is ASBA account?
11    What are alternate channels of banking?
12    What was last year’s GDP in crores and in % growth?
13    What are Foreign Reserves?
14    What are open market operations
15    What is Sensex and how it is calculated
16    What is Monetary Policy
17    Cheques vs D/Ds.
18    NBFC vs Banks
19    What is LAF?
20    What is fiscal deficit?
21    Repo and Reverse Repo. CRR. SLR. Bank Rate.
22    Tell us something about yourself.
23    Strengths and weaknesses
24    What are payment banks? New Payment banks. Objectives. Significance.
25    Who is the governor of RBI?
26    Latest banks
27    What is GDP?
28    Types of Risks faced by banks.
29    Parts of banks’ capital
30    What is base rate?
31    What is Para Banking?
32    What is priority sector credit?
33    Micro finance vs Micro Credit
34    What is financial inclusion? and government steps for it - Jan Dhan Yojana Etc.
35    What is MSF?
36    What is Term Repo
37    White label and brown label ATM.
38    NABARD and its functions
39    FII vs FDI
40    What is CAD (Current Account Deficit)?
41    Inflation and Deflation
42    Capital Adequacy Ratio
43    Where do you see yourself after five years from now?
44    For unemployed people, which plans are addopted by government ?
45    What steps the Recent PM Narendra Modi Government for better ment of Indian Economy.
46    How to Fight Inflation and Current Indian Scenario about Inflation.
47    Difference between Bill of Exchanges and Certificate of Deposit, Cheques, Demand Drafts and other Money Market Instrume
48    Electronic Clearing of Cheques.
49    Types of Bank accounts and Interest rates offered under each.
50    What was the Headline in Today's Newspaper?(Main Page and Financial Page Both).
51    What are functions of Banks and How does banking effect the economy of the country?
52    Difference between Fiscal and Monetary Policy ?
53    Number of Districts in Your and Nearby States ? Governor, Chief Minsiter and Other Ministers of Your State (Like Educat
54    Latest Noble Prize Winners, Padam Awards Winners, Miss India, Miss World Miss Universe Etc.
55    How is Future growth of commercial banks in India and any hurdles to it ?
56    Questions About current five year plan and Newly formed NITI Aayog.
57    Important People of India - Chief of Planning Commission and Election Commission Etc. CM and Governors of All States.
58    RBI's Role in Economy. How can RBI control inflation?
59    GAAR (General Anti - Avoidance Rule) and GST (Goods and Service Tax)
60    CAR (Capital Adequacy Ratio)
61    Balance Sheet and NPA ?
62    BASEL Norms (Basel 1,2,3)
63    Banking Regulation Act, Money Laundering, Financial Inclusion
64    Roles of RBI, NABARD, SEBI, IRDA.
65    CTS (Cheque Truncation System )
66    What is INFLATION ? It is good or Bad ?and how can it be controlled ?
67    What is FDI ?Is it Good or Bad ? Limit of FDI in various Sectors in India ? How is it Different From FII ?
68    What is Stock Exchange ? How many are there in India ? Number of Shares on NSE and BSE ?
69    Most important: What if you’re posted in remote area far away from your hometown? Are you ok with that? Will you be com
70    What is guarantee that you’ll not leave banking sector? You seem too young and confused to handle the job pressure here
71    If you’re a branch manager, how will you increase the profit of the branch? How will you attract more customers? (Hint:
72    If bank introduces a new home loan product, how will you sell it? (Hint: Contact builders and real estate developers of
73    A customer has made FD of 10 lakhs, but within 6 months, he comes back to break his FD for to purchase a car. How will
74    What are three points that make you better banker than people sitting outside?
75    What is the most recent bank related advertisement you’ve seen. And what do you think about it? Was it attractive or wa
76    As a customer if you’ve to open a bank account, which bank will you chose? What factors will you consider before pickin
77    In which bank do you have an account already? How you feel as a customer? If you were in working in the same bank, what
78    If you have being allotted target to increase business in some backward area, what will you do?
79    A poor person has come, he has no documents for KYC form but he wishes to open account.
80    What is Priority sector lending? (followup) Should farmers be given loan at cheaper rate when they’re already getting s
81    We should abolish concept of CRR, and we should have just insurance of deposit? Do you agree?
82    What are the two main problems banks are facing today? and What should be done to solve them?
83    What are your views on strikes by Bank employees?
84    What do you think deregulation of saving account is good step?
85    What is no frill account? How does it help in Financial Inclusion? Does opening no frill account sufficient to achieve
86    Which banking sector is stronger: Indian or western? And why?
87    Which banks are better private or PSU? and why?
88    What role does bank play in empowerment of women?
89    What role has banking sector played in India’s success story?
90    What do you know about bancassurance? Is it good or is it bad?
91    Difference between investment banker and retail banker? Which one is more important for economy?
92    Why should bank consider Debt equity structure of a company before loaning
93    NPA, its classification, ways to recover? (Hint: NPA classification must be mugged up verbatim. else they’ll deliberate
94    What is Negotiable instruments act? (hint: related with Cheque bouncing)
95    Who is NRI? Can a NRI open an account in a bank as a normal citizen? Can PIO open an account in Indian bank as a normal
96    Tell us about “Nomination” facility in banking.
97    What do you understand by KYC? What document required for KYC? What documents are required to open a bank account?
98    CBS, SWIFT, NEFT, RTGS. What are their full forms, features and benefits?
100    How many Deputy Governor in RBI? Name them?
101    Apart from currency issue and supervision of banks what other functions RBI performs
102    How will you market Banking products?
103    Top 5 foreign banks, top 5 private banks, and ranked on what basis.
104    Basel Norms, PSU-shareholding by government.
105    What is refinance?
106    ECGC, packing credit, buyer’s credit, letter of credit.
107    Sources of income of bank except interests.
108    What do you know about Rural banking and Financial Inclusion?
109    What is ombudsman? what is his powers and functions?
110    What is MFI? From where does MFI get funds?
111    How is rural banking different from retail banking?
112    What is the difference between hacking and phishing?
113    Equitable Mortgage? interest subvention? Amortization?
114    Car Loan, Personal Loan, student loans, home loans, education loans (and what are th
115    What is POS terminal? How bank gets benefited from POS? What amount bank charge from
116    Tell me something about E-Banking? and its benefits to branch?
117    What is branchless banking?
118    Various types of Banks and their examples
119    Difference between micro financial institutions and NBFCs.
120    Difference between between Co-operative societies and SHGs
121    What is money laundering? What has the government done to prevent it? What’s Bank’s
122    What is CASA? How important is CASA Portfolio for the bank
123    What is term deposit and demand deposit?
124    What provisions did this year’s budget have for the banking sector?
125    What if government asks RBI to print more currency notes and uses it for development
126    Do the Agricultural crops sold by d farmers in d market comes under income tax?
127    What is recession? what are the causes? how can it be fixed?
128    What is the difference between Finance ministry and commerce ministry?
129    What is HDI(Human Development Index)? How is it calculated? What is India’s rank?
130    Poverty figure census, schemes.
131    MNREGA and other schemes where bank is involved.
132    What are Small Scale Industries? How we recognize if a particular industry is a Smal
133    Difference between organized and unorganized sector?
134    Functions of planning commission? Targets of current five year plan? Who is Montek S
135    BRICS, ASEAN G20 summits and decisions recently
136    Why dollar is appreciating?  What are merits and demerits of rupee depreciation?
137    Why there is so much furor over FDI in retail? Are you in favour of FDI?
138    What is parallel economy? What is black market?
139    What are various services provided by a commercial bank ?


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